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Do you have a credit card? What do you think about credit cards? Almost everybody seemed to own at least one credit card these days especially with many people going for 0% balance transfers. I am still using debit card and cash, although it is safer to use a credit card as you don’t have to carry too much cash around. Furthermore, if your card is stolen, you can easily contact your bank or credit card provider to block the card. But do card providers protect us well? I recently read about the security problem in TK Maxx where credit cards information of customers were stolen. I think it is important to keep all your transaction statements and check your credit card statements every month to ensure that your card is not being misused, even though it is not stolen. However, I still believe credit card is safer option compared to using cash. What do you think?